How it works

From payday to the next clear decision.

Start with what is coming in, place what needs to go out, and see the effect on your running balance. Your plan stays editable when dates or amounts change.

The everyday flow

Build a useful plan in three steps.

01 / INCOME

Add paychecks

Enter the dates and amounts you expect to receive. You can set up automatic paychecks for a repeating schedule.

02 / BILLS

Place payments

Add bills, their due dates, and planned pay dates. Assign them to a paycheck, or leave them unassigned until you know where they fit.

03 / REVIEW

Watch the balance

The Planner shows the running balance as planned entries are accounted for. Update statuses as payments move from pending to posted.

Inside the Planner

Everything for a paycheck, together.

See the income, bills, dates, amounts, status, and remaining balance in the same view. Open a bill to add notes or supporting documents, and filter to items that still need payment or review.

See more features
Actual Planner with sample income, bills, and running balances
Actual Planner with a disposable sample account.
Keep looking ahead

See the month in context.

Return to the Dashboard to review upcoming bills and savings progress. Use Forecast to explore the possible effect of future expenses. These views reflect the information you keep in your ledger.

Actual customer Dashboard with sample monthly finances
Actual Dashboard with sample data.

A brighter tomorrow starts with a clearer today.

Make a plan that follows your paychecks and fits your life.

Get started free